If you get injured at work in Tennessee, you’ll likely wonder how much compensation you’ll receive. The amount varies based on several factors, and understanding how the state calculates benefits can help you plan for recovery. Let’s explore how Tennessee determines the amount of workers’ compensation you’ll receive.
Your average weekly wage (AWW)
Tennessee bases workers’ compensation benefits on your average weekly wage (AWW) before the injury. The state calculates this figure by looking at the wages you earned over the 52 weeks before your injury. If you haven’t worked for a full year, the state may use a shorter period to determine your AWW. If you worked multiple jobs, the state may combine your earnings from all employers to calculate your average. This AWW serves as the foundation for your compensation.
Temporary disability benefits
If you cannot work temporarily due to the injury, Tennessee will likely provide temporary total disability (TTD) benefits. These benefits usually equal two-thirds of your AWW. However, the state caps TTD benefits at a specific amount, which changes yearly. If you’re unable to return to work immediately, the state will continue providing these benefits until you recover or reach a point where you can’t improve further.
Permanent disability benefits
In the case of a permanent injury, Tennessee provides permanent partial disability (PPD) or permanent total disability (PTD) benefits. The extent of your injury and your ability to return to work affect the amount of your benefits. If you can’t work at all, Tennessee may offer you PTD benefits. For partial disabilities, the state may offer a lump sum or periodic payments.
Other factors influencing your benefits
Additional factors can impact your benefits. These include your ability to return to work with accommodations, your doctor’s evaluation, and the need for continued medical treatment or vocational rehabilitation.
Tennessee workers’ compensation benefits aim to support you financially while you recover from a work-related injury. Understanding how the state calculates these benefits can help you focus on your recovery without worrying about your financial future.
