Many people who work in Tennessee also carry their own health insurance. Some people are lucky enough to receive employer sponsored health benefits, while others pay for their entire premium out of pocket. Regardless of whether you pay your own insurance or your employer does, you shouldn't turn to that insurance if you wind up sick or hurt because of your job.
The goal of every employee is to accomplish their duties in a safe and timely fashion in exchange for the agreed-upon compensation. Unfortunately, in spite of safety precautions, the fact is that an accident could be just around the corner. If an employee does suffer a work injury, it is helpful to understand the basics of Tennessee's workers' compensation program.
Whether one is a resident of Tennessee or simply traveling through the state to another destination, it is important to remain vigilant behind the wheel. Unfortunately, car accidents continue to take a toll on victims and their families on a daily basis. One recent crash killed a resident and an out-of-state traveler along a stretch of local highway.
Most workplace accidents result in only minor injuries to the people involved. Bruises, scrapes and similar injuries won't require outside medical intervention or a leave of absence from work. While employers have to keep a record of even the smallest injury, it's unlikely there will be any kind of workers' compensation claim related to minor injuries or incidents.