Tennessee’s economy includes high-risk jobs. Workers in these fields need to understand workers’ compensation benefits beyond just medical bills and lost wages.
1. Construction workers
Construction workers face risks like falls, equipment accidents, and exposure to hazardous materials. With Tennessee’s growing construction industry, injuries are common. Workers’ compensation can provide benefits for rehabilitation or vocational training if an injury leads to long-term disability under Tennessee law.
2. Truck drivers
Truck drivers often face accidents, fatigue, and hazardous weather conditions. With busy highways and long hours, injuries are frequent. Workers’ compensation might cover retraining if an injury prevents a driver from continuing their current job.
3. Agriculture workers
Agricultural workers often deal with machinery accidents, animal injuries, and exposure to extreme weather. These workers are vulnerable to falls and crushing injuries. Workers’ compensation can cover death benefits in the event of a fatal injury.
4. Manufacturing workers
Manufacturing workers operate hazardous machines, chemicals, and repetitive motions, leading to serious injuries or chronic conditions. Workers’ compensation can help with ongoing therapy and long-term care if the injury results in permanent disability.
5. Roofers
Roofing is a dangerous job due to falls, heat exhaustion, and tool-related injuries. Roofers face unique challenges, and workers’ compensation can assist with home modifications if an injury leads to permanent mobility issues.
6. Forestry workers
Forestry workers face risks from falling trees and rough terrain. Logging accidents can cause severe injuries or even death. Workers’ compensation can provide death benefits and coverage for funeral expenses in fatal accidents.
7. Electrical workers
Electrical workers are exposed to electrocution, burns, and falls. With the demand for electrical services increasing, the job grows riskier. Workers’ compensation may cover rehabilitation services if the injury causes long-term impairment.
8. Firefighters
Firefighters risk burns, smoke inhalation, and respiratory issues from toxic chemicals. Workers’ compensation can cover chronic health conditions resulting from years of exposure, including cancer and respiratory diseases common in the profession.
9. Healthcare workers
Healthcare workers suffer from lifting injuries or exposure to contagious diseases. Hospitals and nursing homes are common places for these accidents. Workers’ compensation may also assist with mental health support if the job causes emotional distress.
10. Mining workers
Mining is one of the most hazardous jobs in Tennessee, with risks from cave-ins and toxic dust. Workers’ compensation can cover disability payments if an injury prevents returning to work, including compensation for partial disability.
Workers’ comp claims
If you’re in a high-risk job, understanding workers’ compensation benefits is crucial. These benefits extend beyond medical bills and lost wages, providing long-term support and assistance if you become disabled.
