Accidents on the road can happen to anyone, and while some collisions result in significant damage, others may only cause minor scrapes and dents. Many drivers wonder whether they need to report a minor accident, such as a fender bender. Understanding the state’s reporting requirements can help drivers avoid potential penalties.
Accident reporting requirements
Drivers must report an auto accident if it results in injury, death, or property damage exceeding $1,500. This requirement includes filing a report with local law enforcement or the Tennessee Department of Safety and Homeland Security. Not reporting a qualifying accident could result in penalties:
- Fines
- Suspension of driving privileges
Why reporting matters
Reporting an accident protects drivers and helps ensure proper handling of the situation. Filing a report creates an official record of the incident, which can become crucial if disputes arise later, such as disagreements over fault or insurance claims. Additionally, reporting demonstrates responsibility and transparency, which can influence how authorities and insurance companies handle the matter.
Steps to take after a fender bender
After a fender bender, drivers should first ensure everyone’s safety and seek medical attention if needed. After addressing immediate concerns, exchanging information with the other driver becomes crucial. Drivers should collect names, contact details, insurance information, and vehicle descriptions. Photographs of the scene and any damage can also prove helpful. If the accident requires reporting, drivers should file the necessary report promptly.
Protecting yourself on the road
Understanding and following accident reporting laws helps drivers navigate the aftermath of a fender bender. Reporting accidents, even minor ones, plays a crucial role in protecting your interests and ensuring that the situation gets resolved fairly and efficiently.
