When involved in a car accident, victims may face various physical, emotional and financial challenges. However, Tennessee law allows individuals injured in car accidents to pursue compensation for their losses.
Learn more about the types of compensation available to car accident victims in Tennessee.
Medical expenses coverage
One of the primary forms of compensation available to car accident victims in Tennessee is coverage for medical expenses. This includes reimbursement for past and future medical bills related to injuries sustained in the accident. Medical expenses coverage typically encompasses costs such as emergency room visits, hospital stays, surgeries, doctor consultations, prescription medications, physical therapy and rehabilitation services. Victims may receive compensation for their medical expenses, regardless of whether they have health insurance.
Property damage compensation
Car accident victims in Tennessee can also seek compensation for property damage resulting from the collision. Property damage coverage includes the repair or replacement costs for the damaged vehicle, as well as compensation for other damaged personal property, such as electronics, clothing or belongings inside the car. To seek property damage compensation, victims typically need to provide documentation, such as repair estimates or proof of the vehicle’s value before the accident.
Lost wages and loss of earning capacity
Car accidents can result in temporary or permanent disability, causing victims to miss work and lose income. In Tennessee, victims may be eligible for compensation to cover their lost wages due to time off work during their recovery. Furthermore, if the injuries sustained in the accident impair the victim’s ability to earn a living in the future, they may receive compensation for the loss of earning capacity. Determining the appropriate amount of compensation often involves considering factors such as the victim’s occupation, salary and the extent of their injuries.
Pain and suffering damages
Pain and suffering damages take into account the physical pain, mental anguish, emotional distress and loss of enjoyment of life experienced by the victim. Calculating pain and suffering damages can be complex, as there is no specific monetary value attached to these subjective aspects. Courts typically consider various factors, including the severity of injuries, the impact on the victim’s daily life and the length of the recovery process.
Because compensation can help reduce the financial burden and address the physical and emotional toll of the accident, it is helpful to understand the types of compensation available after a car accident in Tennessee.
