Unfortunately, no matter how safely you drive, the unexpected still happens.
According to the Tennessee Department of Transportation, 175,063 car accidents happened in 2020. If you find yourself in that situation, you may expect the insurance companies to handle the aftermath. For that to happen to your benefit, you should avoid communicating three main points.
1. Fault
The No. 1 rule of never admitting fault holds true. While the situation feels chaotic after an accident, only stick to the facts and limit sharing any opinions. Although some accidents may seem clear, other factors may play into that creates a more complicated situation.
2. No injuries
Oftentimes, injuries from a car accident take time to make an appearance. The initial stress may put your body into shock. After a day or two, people commonly start to notice back or neck pain. If you initially claim you have no injuries, the insurance company may take that as fact. Considering that many injuries have long-term effects, you want to ensure you leave the possibility of needing medical care open.
3. A recorded statement
While insurance certainly serves its purpose, insurance companies work like any other for-profit business. In the confusion of the situation, you may find it hard to stay focused and simply agree to whatever the insurance representative requests. If you agree to a recorded statement, anything you say may come back to haunt you later.
Even a seemingly small and harmless accident has the potential for serious injuries. Focusing on making careful statements may help you in the long run.
