A car accident can cause a lot of stress. This can be true if the owner was driving, or if someone else was driving their car when the accident happened.
In some cases, it can be even more stressful when someone else wrecks a car, as the owner may be uncertain about whether or not they are liable. Taking the time to learn about liability can help vehicle owners better understand this situation.
Most of the time, the insurance of the car owner will cover the primary liability costs. After a certain point, the driver’s insurance may take over to pay some of the costs. Depending on the insurance company, though, this may not happen, and the driver alone will have to pay the costs.
Understanding different circumstances
There can be a range of circumstances where the owner of the car will be responsible even if another person is driving. This can happen when a parent allows their child to drive their car, or another member of the family that is not insured to drive that vehicle. Additionally, allowing a person that does not have a license or who has a DUI or other driving-related charge can also lead to the owner of the vehicle being responsible if they get into an accident.
Car accidents can put a lot of strain on a person, even if it was only their vehicle that is in an accident and not them, personally. By being cautious about who else they allow to drive their car, a car owner can reduce stress and avoid being liable in an accident.