No matter what one does for a living, there may always exist the possibility that a tragic accident can occur. While most Tennessee workers are aware of the benefits provided by the workers' compensation insurance program, not everyone may know that the program may also supply death benefits to survivors under certain circumstances. Tragically, a fatal accident can occur without warning, leaving financial hardships in the aftermath.
During the warmer weather months, the construction industry is in full swing. Every year, many Tennessee workers are drawn to this field for a variety of reasons. However, a recent study points out that nearly half of claims for workers' compensation benefits for construction injuries are generated by those who are new to the industry.
The goal of every employee is to accomplish their duties in a safe and timely fashion in exchange for the agreed-upon compensation. Unfortunately, in spite of safety precautions, the fact is that an accident could be just around the corner. If an employee does suffer a work injury, it is helpful to understand the basics of Tennessee's workers' compensation program.
There is no work environment that can be controlled enough to prevent every accident. When one's working environment includes outdoor activities, then the possibility of a Tennessee worker suffering an on-the-job injury escalates due to the unpredictability of the actions of others. When an employee does suffer an illness or injury as a direct result of one's duties, then he or she may be entitled to file a claim for benefits from the state's workers' compensation program.
Those who are injured on the job often suffer more than the physical injury. Depending on the circumstances, some may also suffer significant brain trauma or psychological damages that prevent their healing. Tennessee workers who are injured may need referrals from workers' compensation to seek specialized treatment.
Teenagers who are looking to enter the job market often lack knowledge concerning workplace safety. It is important that employers provide proper training and safety information that can help prevent workplace injuries. Tennessee employers are encouraged to ensure that their workforces are educated on ways to perform their duties in a manner that may reduce the likelihood of teens needing to file workers' compensation claims.
Those who work in factory or industrial settings face many hazards due to the nature of the work and the machinery involved. There have been countless Tennessee employees who have suffered a work-related injury and turned to the workers' compensation program for assistance with medical expenses and help with lost pay. However, an inaccurate diagnosis or false information from a provider can result in qualifying claims being denied.
There have been countless Tennessee residents who have been injured on the job and struggled to make ends meet while they were incapable of returning to normal duty. It is for this reason that the workers' compensation insurance program was developed as a way of providing injured employees with a source of income to relieve some of the financial pressures. Those who are in need of these funds may encounter difficulty when attempting to file these types of claims.
While it is not as common today, there are workers who are content to spend their working lives with one company in the hopes of enjoying retirement benefits when they reach the required age. Unfortunately, longevity at a company does not guarantee that one will never become a victim of a serious workplace accident. Whenever a Tennessee resident is hurt on the job, he or she is assured of the right to file for workers' compensation benefits.